CJC Data Privacy

Dated: August 13, 2024

Privacy, Terms & Disclaimer Policy

Centolella Enterprises LLC (Dba/ CJC Paralegal Services) values its users' privacy. This Privacy Policy ("Policy") will help you understand how we collect and use personal information from those who visit our website or make use of our online facilities and services, and what we will and will not do with the information we collect. Our Policy has been designed and created to ensure those affiliated with Centolella Enterprises LLC of our commitment and realization of our obligation not only to meet, but to exceed, most existing privacy standards.

We reserve the right to make changes to this Policy at any given time. If you want to make sure that you are up to date with the latest changes, we advise you to frequently visit this page. If at any point in time Centolella Enterprises LLC decides to make use of any personally identifiable information on file, in a manner vastly different from that which was stated when this information was initially collected, the user or users shall be promptly notified by email. Users at that time shall have the option as to whether to permit the use of their information in this separate manner.

This Policy applies to Centolella Enterprises LLC, and it governs any and all data collection

and usage by us. Through the use of https://www.cjcparalegal.com, you are therefore consenting to the data collection procedures expressed in this Policy. Please note that this Policy does not govern the collection and use of information by companies that Centolella Enterprises LLC does not control, nor by individuals not employed or managed by us. If you visit a website that we mention or link to, be sure to review its privacy policy before providing the site with information. It is highly recommended and suggested that you review the privacy policies and statements of any website you choose to use or frequent to better understand the way in which websites garner, make use of and share the information collected.

Specifically, this Policy will inform you of the following:

1. What personally identifiable information is collected from you through our website;

2. Why we collect personally identifiable information and the legal basis for such collection;

3. How we use the collected information and with whom it may be shared;

4. What choices are available to you regarding the use of your data; and

5. The security procedures in place to protect the misuse of your information.

Use of Information Collected

Centolella Enterprises LLC does not now, nor will it in the future, sell, rent or lease any of its

customer lists and/or names to any third parties.

Centolella Enterprises LLC may collect and may make use of personal information to assist in

the operation of our website and to ensure delivery of the services you need and request. At

times, we may find it necessary to use personally identifiable information as a means to keep

you informed of other possible products and/or services that may be available to you from

https://www.cjcparalegal.com

Centolella Enterprises LLC may also be in contact with you with regards to completing

surveys and/or research questionnaires related to your opinion of current or potential future

services that may be offered.

Centolella Enterprises LLC may feel it necessary, from time to time, to contact you on behalf

of our other external business partners with regards to a potential new offer which may be of

interest to you. If you consent or show interest in presented offers, then, at that time, specific

identifiable information, such as name, email address and/or telephone number, may be shared

with the third party.

Centolella Enterprises LLC uses various third-party social media features including but not

limited to Facebook, X, Instagram, Linkedin, YouTube and other interactive programs. These

may collect your IP address and require cookies to work properly. These services are governed

by the privacy policies of the providers and are not within Centolella Enterprises LLC's

Disclosure of Information

Centolella Enterprises LLC may not use or disclose the information provided by you except

under the following circumstances:

*as necessary to provide services or products you have ordered;

*in other ways described in this Policy or to which you have otherwise consented;

*in the aggregate with other information in such a way so that your identity cannot reasonably be determined;

*as required by law, or in response to a subpoena or search warrant;

*to outside auditors who have agreed to keep the information confidential;

*as necessary to enforce the Terms of Service;

*as necessary to maintain, safeguard and preserve all the rights and property of Centolella Enterprises LLC.

Non-Marketing Purposes

Centolella Enterprises LLC greatly respects your privacy. We do maintain and reserve the right

to contact you if needed for non-marketing purposes (such as bug alerts, security breaches,

account issues, and/or changes in Centolella Enterprises LLC products and services). In

certain circumstances, we may use our website, newspapers, or other public means to post a

notice.

Children under the age of 13

Centolella Enterprises LLC's website is not directed to, and does not knowingly collect

personal identifiable information from, children under the age of thirteen (13). If it is

determined that such information has been inadvertently collected on anyone under the age of

thirteen (13), we shall immediately take the necessary steps to ensure that such information is

deleted from our system's database, or in the alternative, that verifiable parental consent is

obtained for the use and storage of such information. Anyone under the age of thirteen (13)

must seek and obtain parent or guardian permission to use this website.

Unsubscribe or Opt-Out

All users and visitors to our website have the option to discontinue receiving communications

from us by way of email or newsletters. To discontinue or unsubscribe from our website please

send an email that you wish to unsubscribe to [email protected]. If you wish to

unsubscribe or opt-out from any third-party websites, you must go to that specific website to

unsubscribe or opt-out. Centolella Enterprises LLC will continue to adhere to this Policy with

respect to any personal information previously collected.

Links to Other Websites

Our website does contain links to affiliate and other websites. Centolella Enterprises LLC does

not claim nor accept responsibility for any privacy policies, practices and/or procedures of

other such websites. Therefore, we encourage all users and visitors to be aware when they

leave our website and to read the privacy statements of every website that collects personally

identifiable information. This Privacy Policy Agreement applies only and solely to the

information collected by our website.

Notice to European Union Users

Centolella Enterprises LLC's operations are located primarily in the United States. If you

provide information to us, the information will be transferred out of the European Union (EU)

and sent to the United States. (The adequacy decision on the EU-US Privacy became

operational on August 1, 2016. This framework protects the fundamental rights of anyone in

the EU whose personal data is transferred to the United States for commercial purposes. It

allows the free transfer of data to companies that are certified in the US under the Privacy

Shield.) By providing personal information to us, you are consenting to its storage and use as

described in this Policy.

Security

Centolella Enterprises LLC takes precautions to protect your information. When you submit

sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information (e.g. credit card information), that information is

encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon

in the address bar and looking for "https" at the beginning of the address of the webpage.

While we use encryption to protect sensitive information transmitted online, we also protect

your information offline. Only employees who need the information to perform a specific job

(for example, billing or customer service) are granted access to personally identifiable

information. The computers and servers in which we store personally identifiable information

are kept in a secure environment. This is all done to prevent any loss, misuse, unauthorized

access, disclosure or modification of the user's personal information under our control.

The company also uses Secure Socket Layer (SSL) for authentication and private

communications to build users' trust and confidence in the internet and website use by

providing simple and secure access and communication of credit card and personal

information. In addition, Centolella Enterprises LLC is a licensee of TRUSTe. The website is

also secured by VeriSign.

Acceptance of Terms

By using this website, you are hereby accepting the terms and conditions stipulated within the

you should refrain from further use of our sites. In addition, your continued use of our website

following the posting of any updates or changes to our terms and conditions shall mean that

you agree and acceptance of such changes.

How to Contact Us

If you have any questions or concerns regarding the Privacy Policy Agreement related to our

website, please feel free to contact us at the following email, telephone number or mailing

address.

Email: [email protected]

Telephone Number: 315-7586315

Mailing Address:

Centolella Enterprises LLC

71 Orchard Street

Auburn, New York

13021

GDPR Disclosure:

If you answered "yes" to the question Does your website comply with the General Data Protection Regulation

("GDPR")? then the Privacy Policy above includes language that is meant to account for such compliance.

Nevertheless, in order to be fully compliant with GDPR regulations your company must fulfill other requirements

such as: (i) doing an assessment of data processing activities to improve security; (ii) have a data processing

agreement with any third party vendors; (iii) appoint a data protection officer for the company to monitor GDPR

compliance; (iv) designate a representative based in the EU under certain circumstances; and (v) have a protocol

in place to handle a potential data breach. For more details on how to make sure your company is fully compliant

with GDPR, please visit the official website at http://gdp.eu. FormSwift and its subsidiaries are in no way

responsible for determining whether or not your company is in fact compliant with GDPR and takes no

responsibility for the use you make of this Privacy Policy or for any potential liability your company may face in

relation to any GDPR compliance issues.

COPPA Compliance Disclosure:

This Privacy Policy presumes that your website is not directed at children under the age of 13 and does not

knowingly collect personal identifiable information from them or allow others to do the same through your site.

If this is not true for your website or online service and you do collect such information (or allow others to do so),

please be aware that you must be compliant with all COPPA regulations and guidelines in order to avoid

violations which could lead to law enforcement actions, including civil penalties.

In order to be fully compliant with COPPA your website or online service must fulfill other requirements such as:

(i) posting a privacy policy which describes not only your practices, but also the practices of any others collecting

personal information on your site or service — for example, plug-ins or ad networks; (ii) include a prominent link

to your privacy policy anywhere you collect personal information from children; (iii) include a description of

parental rights (e.g. that you won't require a child to disclose more information than is reasonably necessary, that

they can review their child's personal information, direct you to delete it, and refuse to allow any further

collection or use of the child's information, and the procedures to exercise their rights); (iv) give parents "direct

notice" of your information practices before collecting information from their children; and (v) obtain the parents'

"verifiable consent" before collecting, using or disclosing personal information from a child. For more

information on the definition of these terms and how to make sure your website or online service is fully

compliant with COPPA please visit https://www.ftc.gov/tips-advice/business-center/guidance/childrens-online-

privacy-protection-rule-six-step-compliance.

Disclaimer

Centolella Enterprises LLC d/b/a CJC Paralegal is not a licensed attorney or a law firm and no information on this website is to be considered as legal advice or substitute for such. For any legal matter requiring immediate attention, please contact an attorney or your local bar association for a referral.

* Christa J Centolella is a licensed Federal Mortgage Loan Originator NMLS#1797294 through Capital Federal Credit Union Corporate NMLS#228826

Refunds & Returns Policy

The reputation and the success of Centolella Enterprises LLC dba CJC Paralegal Services rests on making you happy with your service and/or purchase. We value our relationship with you and offer full refunds if you are not happy with your purchase. 7-Day Return Period: Unless you have a separate agreement with Centolella Enterprises LLC or except as provided below, refunds on products only may be made if requested and approved by Centolella Enterprises LLC within 7 calendar days from the date of purchase on the invoice for a refund or credit of the purchase price paid. After the 7-Day period, we cannot offer you a refund or exchange. We encourage our customers to a consult with company to ensure it meets your needs. Centolella Enterprises LLC is not able to process any refunds for 3rd party products or services and will have to reach out to them directly. All services are final sale and cannot be returned or refunded. The only time a full refund can be requested on a service-related product is if services have not been rendered at all within 7 days of purchase. Partial refunds will be processed by approval of the company for any changes after 7 days.

Note that your refund or credit may be reduced by the cost of shipping and handling fees and any applicable service fees. Any products returned to Centolella Enterprises LLC without prior authorization from Centolella Enterprises LLC will be considered an unauthorized return, and you will not receive a refund or credit for the product and the company will not ship the product back to you.

All approved returns must be received by Centolella Enterprises LLC within 7 calendar days of the return approval date, otherwise, the amount of the refund or credit may be reduced or eliminated.

If your request is approved, your refund will be processed, and a credit will automatically be applied to your credit card or original payment method within 14-30 calendar days. If you haven’t received a refund yet, first check your bank account again. Then contact your credit card company, it may take some time before your refund is officially posted. There is often some processing time before a refund is posted please contact your bank.

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