CJC Paralegal Services

judgment enforcement

80% of All Awarded Judgments Don't Get Collected - I can help change that!

CJC Paralegal Services is dedicated to the enforcement of civil judgments. You assign your judgment in its entirety for an agreed upon time frame. I cover all the costs and expenses incurred in locating the judgment debtor and enforcing the judgment. I make our money only from the judgment debtor, at no cost to you.*

The fact is - almost 80% of all judgments are never recovered. Your judgment may have been awarded by the court, but enforcement is your responsibility. CJC Paralegal Services can succeed where you haven't! I have the resources, expertise, and determination to enforce the judgment you worked so hard to get. I will conduct a thorough investigation to uncover any assets or sources of income, and take whatever steps are necessary to legally seize them!
If you have a valid court awarded judgment of $2,000 or more, I will use every method at our disposal to recover the full amount of the unpaid judgment plus any interest that has accrued since the judgment was issued. I will track the judgment debtor down even if he or she has moved to another state. I have access to both private and public databases that allow us to 'skip-trace' the debtor and to locate any assets that he or she may have. As allowed by law, I will garnish wages, attach bank accounts, and seize assets as necessary. If possible, I will try to do so without any notification or confrontation. In short, we will enforce the judgment that was legally and rightfully awarded to you by the courts!
I neither charge an application fee nor require you to cover any expenses. * I purchase the judgment from you in exchange for a percentage % of the award amount plus interest through full assignment. I bear all expenses and legal costs incurred in the enforcement process. I do not represent you in any fashion and you agree to sell your debt to us in exchange of whatever we can collect and for however long it takes. I do not guarantee collection and every situation is different.

***Currently accepting judgments awarded in NY only.

IM SOLD! WHATS THE NEXT STEP?

First, I complete an agreement detailing the specifics of the purchase of your judgment. If acceptable, you will then assign the judgment to me making me the assignee of record. Once I have filed the assignment documents with the court, I will have the legal right to investigate the judgment debtor and proceed with the process of enforcement. You will receive your % money based on the agreement we have reached.

Let's Get Started!

Complete the short online application below.

It would also be helpful to send us a copy of the judgment order itself as it contains a lot of necessary information required. I will contact you and send the necessary documents for your signature. On return of the signed documents we will immediately initiate enforcement of the judgment.

We will review your case and get back to you as quickly as possible. There is absolutely no obligation on your part.

Judgment Enforcement Application

Frequently Asked Questions

Is there a statute of limitations on executing my judgment?

Yes. Your state law sets a limit on how long a judgment is enforceable, called a Statute of Limitations. This period is usually from 5 to 20 years starting on the date your judgment was awarded. Some states provide a means of renewing your judgment for an additional period of time.

Does interest accrue on my judgment?

Usually, yes. Most judgments include a provision for the payment of interest from the day it was awarded. The actual interest rate and calculation process varies from state to state. With interest, your judgment could be worth significantly more than the day it was awarded.

How will you determine the value of my judgment?

We will conduct a preliminary investigation, at our expense, to determine the judgment debtor's ability to pay. After the purchase we will have the legal right to fully investigate the judgment debtor, and in accordance with the laws of your state, proceed with our enforcement efforts. Only after our full investigation can we actually determine the true value of the judgment.

How long before I will actually see results?

It all depends on the difficulty in locating the judgment debtor and uncovering their income and assets. Some debtors are pretty adept at hiding their income and assets. They often appear to live without any 'normal' means of support. We will try our best to get results in the first few weeks but it could take months to several years in a difficult case.

Why shouldn't I use an attorney of collector to enforce my judgment?

You can, if you are willing to put down an up-front retainer fee and pay the attorney $100 or more per hour, whether or not they are able to recover anything at all. When we enforce the judgment, we pay you and there are no up-front costs.
A collection service may contact the debtor and irritate him to death! They may even place a black mark on his credit report. But, they rarely collect! And with the passage of the FDCPA (Fair Debt Collection Practices Act) a debtor has the right to just tell a third-party debt collector to cease all communications. When we enforce we have full permissible purpose to get the award you rightfully deserve.

Judgment awarded in one state against a debtor who resides in another state. Can that be enforced?

In most cases, yes. Especially if the judgment debtor answered your complaint or made an appearance in court. If the judgment debtor didn't appear, the judgment is called a default judgment which is considered a weaker judgment. Each of us has the right to confront our accusers and to defend against legal claims. So, if the debtor is able to show the court that he was not properly notified, or served in the wrong capacity, he can file a motion asking the court to set aside the judgment. Contact us today for your judgment enforcement.

What income is not collectable?

Funds that are exempt from collection are:

Income earned in the last 60 days (90% of which is exempt);
Social Security;
Social Security Disability (SSD);
Supplemental security income (SSI);
Public assistance (welfare);
Income earned while receiving SSI or public assistance;
Veterans benefits;
Unemployment insurance;
Payments from pensions and retirement accounts;
Child support;
Workers' compensation benefits;
Spousal support or maintenance (alimony);
Railroad retirement;
Black lung benefits;

CJC Judgement and Paralegal Services | Judgment Recovery