We specialize and are certified in the judgment enforcement of unsatisfied civil judgments in New York. We hunt the debtor down! We are a financial and legal support service that helps garnish their wages, attach their bank accounts, and seize their assets as allowed by law! We do whatever is necessary to enforce your justly awarded court judgment. Judgment recovery is not impossible, let us help!
CJC Paralegal Services is dedicated to the enforcement of civil judgments. You assign your judgment in its entirety for an agreed upon time frame. I cover all the costs and expenses incurred in locating the judgment debtor and enforcing the judgment. I make our money only from the judgment debtor, at no cost to you.*
***Currently accepting judgments awarded in NY only.
IM SOLD! WHATS THE NEXT STEP?
First, I complete an agreement detailing the specifics of the purchase of your judgment. If acceptable, you will then assign the judgment to me making me the assignee of record. Once I have filed the assignment documents with the court, I will have the legal right to investigate the judgment debtor and proceed with the process of enforcement. You will receive your % money based on the agreement we have reached.
Complete the short online application below.
It would also be helpful to send us a copy of the judgment order itself as it contains a lot of necessary information required. I will contact you and send the necessary documents for your signature. On return of the signed documents we will immediately initiate enforcement of the judgment.
We will review your case and get back to you as quickly as possible. There is absolutely no obligation on your part.
Yes. Your state law sets a limit on how long a judgment is enforceable, called a Statute of Limitations. This period is usually from 5 to 20 years starting on the date your judgment was awarded. Some states provide a means of renewing your judgment for an additional period of time.
Usually, yes. Most judgments include a provision for the payment of interest from the day it was awarded. The actual interest rate and calculation process varies from state to state. With interest, your judgment could be worth significantly more than the day it was awarded.
We will conduct a preliminary investigation, at our expense, to determine the judgment debtor's ability to pay. After the purchase we will have the legal right to fully investigate the judgment debtor, and in accordance with the laws of your state, proceed with our enforcement efforts. Only after our full investigation can we actually determine the true value of the judgment.
It all depends on the difficulty in locating the judgment debtor and uncovering their income and assets. Some debtors are pretty adept at hiding their income and assets. They often appear to live without any 'normal' means of support. We will try our best to get results in the first few weeks but it could take months to several years in a difficult case.
You can, if you are willing to put down an up-front retainer fee and pay the attorney $100 or more per hour, whether or not they are able to recover anything at all. When we enforce the judgment, we pay you and there are no up-front costs.
A collection service may contact the debtor and irritate him to death! They may even place a black mark on his credit report. But, they rarely collect! And with the passage of the FDCPA (Fair Debt Collection Practices Act) a debtor has the right to just tell a third-party debt collector to cease all communications. When we enforce we have full permissible purpose to get the award you rightfully deserve.
In most cases, yes. Especially if the judgment debtor answered your complaint or made an appearance in court. If the judgment debtor didn't appear, the judgment is called a default judgment which is considered a weaker judgment. Each of us has the right to confront our accusers and to defend against legal claims. So, if the debtor is able to show the court that he was not properly notified, or served in the wrong capacity, he can file a motion asking the court to set aside the judgment. Contact us today for your judgment enforcement.
Funds that are exempt from collection are:
Don't just write off bad debts you have not been successful to collect on. There are effective and creative ways to get the money that is due to you. I have the knowledge and skills to negotiate debt collection and get those funds for you. Let me help, you'll be glad you did!
Steps for success:
1. Call the customer and attempt to resolve. No response?
2. Send letter - regular mail and certified or by Fedex/UPS with delivery tracking.
3. Still nothing? Call CJC !
****Christa Centolella d/b/a CJC is a NY debt collector. "This is an attempt to collect a debt, and any information obtained will be used for that purpose."
Does your business need help with accounts receivables owed? Does your tenant owe you money? I can help. Find out your collection options.
Creativity get results!!
The Federal Fair Debt Collection Practices Act (FDCPA) regulates both debt collectors who contact you on behalf of your creditor and debt collectors who contact you because they have purchased your defaulted account from the original creditor (or another debt collector) and are now trying to collect from you. Law firms who regularly work on debt collection actions are also governed by the FDCPA.
In addition, all debt collectors operating in New York, whether acting on behalf of a third party or on behalf of themselves, are required to follow New York State law (Article 29-H of the General Business Law) governing debt collection practices.
Both federal and state laws regulate and restrict various debt collection practices.
Main Office: 23 Wright Avenue Auburn, New York 13021 - Satellite Office: 3986 Jordan Road Skaneateles, NY 13152
Local 315-252-8010 Ext 702 / Toll Free 844-425-266
Copyright © 2019 Centolella Enterprises LLC. All Rights Reserved.
NP# 01CE0001321 NYS WBE# 62456 DCA# 2067367
****Centolella Enterprises d/b/a CJC Paralegal Services is a NY debt collector. "This is an attempt to collect a debt, and any information obtained will be used for that purpose."
**** Centolella Enterprises d/b/a CJC is not a licensed attorney or a law firm and no information on this website is to be considered as legal advice. Centolella Enterprises is a legal support and financial services company only. Should you require advice on any legal matter, please seek the advice of a licensed attorney immediately. Prior results do not guarantee a similar outcome. All materials on this website are provided solely for informational purposes. The materials are not intended to constitute legal advice or the provision of legal services. Your use of this Website and viewing of any materials shall not create any type of attorney-client relationship.
**** All services and prices are general estimates and are subject to change according to the needs and circumstances of each individual, business, group or organization. Services not indicated here does not mean those services cannot be rendered in house or with partners and affiliate groups. Company reserves the right to refuse or withdrawal service at any given time as permitted by state and federal laws. All sales are final. Full refunds or partial refunds are only given for those products or services not rendered directly by our company. Centolella Enterprises is not responsible for any refunds for services rendered by third party suppliers or services.